How to Play Lucky Submarine Slot for Real Money Online

Michael Carter

Published: April 28, 2025

1. RTP (Return to Player): 95.15%

This RTP indicates that, on average, a player can expect to receive back 95.15 coins for every 100 coins wagered. The remaining 4.85 coins represent the house edge. This RTP falls within the standard range, but it is slightly below 96%, which is often considered the benchmark for a good slot. Therefore, while it offers decent returns, it does not favor players as strongly as some higher-RTP games.

2. Paylines: 243

With 243 paylines, this slot employs a “ways to win” system rather than fixed paylines. This design enhances the potential for varied winning combinations on each spin, which could lead to frequent but relatively smaller wins. Players may capitalize on the many winning opportunities this structure provides, enhancing engagement throughout gameplay.

3. Max Bet Scenario:

The maximum bet allowed on Lucky Submarine is 100 coins. If a player were to hit the maximum payout of 7,290 coins, the calculation for this scenario would be:

Maximum win: 729,000 coins. While this figure is impressive, it is essential to note that such maximum wins are rare and typically contingent on optimal conditions during gameplay.

4. Minimum Bet Scenario:

For players opting to start with the lowest stake of 0.2 coins, the maximum win remains unchanged at 7,290 coins, but the theoretical payout becomes:

This result thus indicates an attractive return of 1,458 coins from a minimum bet, which can be beneficial for casual players or those testing strategies without risking significant amounts.

Simple Expected Return Calculation:

Assuming a player spins the reels 1,000 times with a 1-coin bet (total wagered: 1,000 coins), we can calculate the expected return using the RTP:

This leads to an expected loss of 48.5 coins on average. It’s pivotal to understand, however, that actual gameplay can yield various outcomes; it might yield no significant wins or trigger rare, substantial payouts exceeding expectations.

Risk Assessment Based on Volatility:

Given that Lucky Submarine has been categorized as having high volatility, players must brace for considerable variance in outcomes. High volatility means larger swings in the bankroll, often resulting in longer dry spells between wins, but also the potential for substantial payoffs when wins do occur. The combination of 243 paylines can help mitigate the frequency of total losses, but patience and sound bankroll management are paramount when facing this level of risk.

Lucky Submarine Slot Machine – Screenshots