How to Play New York Scratchcard Slot for Real Money Online

Michael Carter

Published: April 24, 2025

1. RTP (Return to Player): 61.98%

The RTP of 61.98% indicates that, on average, a player can expect to receive back 61.98 coins for every 100 coins wagered. This is quite low compared to the industry standard, which typically hovers around 95% or higher. The remaining 38.02% represents the casino's edge, making this game less favorable for players in terms of long-term profitability.

2. Paylines: Unknown

The paylines are described as "Unknown", suggesting that the winning combinations may not follow a conventional system. This could mean dependencies on card matching or other mechanics unique to scratchcard games, which may limit strategic approaches to gameplay. This ambiguity could either add excitement or create uncertainty about how wins are determined.

3. Max Bet Scenario:

At a maximum bet of 12.50, the potential maximum win of 20,000 can be achieved by hitting the highest prize available:

With a maximum win of 20,000, this could be a significant payday, but the mathematical odds and practicality of achieving this win need careful consideration given the low RTP.

4. Minimum Bet Scenario:

For a player betting the minimum of 1.25, the maximum theoretical win remains 20,000 from the same highest prize:

It is essential to note that this potential win does not scale linearly with bet size relative to how often the maximum win is actually obtainable.

5. Simple Expected Return Calculation:

If a player decides to play with a 1.25 bet over a series of 1,000 bets, the total wagered amount would be:

With an RTP of 61.98%, the expected return would be:

Thus, the expected loss would be approximately:

This highlights the reality that players can expect a significant loss over a long play session due to the low RTP.

6. Risk Assessment:

Given the volatility is listed as "Unknown," it becomes challenging to assess the risk accurately. However, with an RTP as low as 61.98%, the game inherently possesses high risk from a profitability standpoint. If the paylines are indeed non-traditional and winning combinations are uncertain, it augments the high-risk nature of this scratchcard.

New York Scratchcard Slot Machine – Screenshots