How to Play Mermaid Riches Slot for Real Money Online

Michael Carter

Published: April 30, 2025

1. RTP (Return to Player): 96.71%

The RTP (Return to Player) of 96.71% signifies that, on average, players can expect to receive back 96.71 coins for every 100 wagered. This percentage indicates a favorable return for players and suggests a lower house edge of approximately 3.29%. As a relatively high RTP, this makes the game appealing for both casual and serious players.

2. Grid and Paylines: 5x3 with 120 Paylines

The "1-2-3-4-5" grid structure, coupled with 120 paylines, indicates moderate complexity and numerous opportunities to win. With 120 ways to create winning combinations, players may experience a consistent flow of payouts, though the wins may vary in size. This structure provides a balance between frequent moderate wins and the potential for larger payouts.

3. Maximum Bet Scenario:

When you place the maximum bet of $20 and secure the maximum win amount of 3,513, the calculation is as follows:

Maximum win: $70,260 (assuming the win is in this base currency, e.g., USD). Achieving the maximum win in practice would require a specific combination of gameplay conditions, but the potential payout is significant.

4. Minimum Bet Scenario:

With a minimum bet of $0.20, the maximum theoretical win can be calculated:

Maximum win at minimum bet: $702.60. This makes the slot accessible for low-stakes players while still providing the potential for a noteworthy payout.

Expected Return Calculation:

Assuming a player spins 1,000 times at a $1 bet (which is the midpoint between the minimum and maximum bets for simplicity), the total wagered would be $1,000. Based on an RTP of 96.71%:

Thus, the expected return would be $967.10, while the expected loss would be $32.90. This is merely an average expectation, and actual outcomes may vary.

Risk Evaluation Based on Volatility and Payline Structure:

The medium volatility rating indicates a balanced risk-reward scenario. Players can expect a mix of both small and larger wins, making it suitable for a broader range of player preferences. The presence of 120 paylines contributes to this balanced risk profile, as it enhances the frequency of winning combinations without excessively reducing potential payouts.

Mermaid Riches Slot Machine – Screenshots