How to Play Mermaid Jewels Slot for Real Money Online

Michael Carter

Published: April 26, 2025

1. RTP (Return to Player): 96.01%

This RTP means that, on average, players can expect to receive 96.01 coins for every 100 coins wagered. The remaining 3.99 coins represent the casino’s edge. The RTP value is solid, indicating that while players might recover a good portion of their bets in the long run, the outcome can vary significantly in the short term.

2. Paylines: 243

The game's structure offers 243 potential winning combinations, implying a low to medium frequency of winning hits due to the significant number of ways to form winning combinations. This configuration generally leads to more frequent smaller wins as opposed to fewer large wins, which can be seen as favorable under high volatility conditions.

3. Maximum Bet Scenario:

With the maximum bet of 300, and hitting the highest possible win, the maximum payout a player could theoretically achieve is:

Maximum win: 240,000 in the slot’s base currency (e.g., USD, etc.). However, while this figure is indeed impressive, it's essential to keep in mind that hitting such maximums is quite rare.

4. Minimum Bet: 0.30

For lower-stakes players, the minimum bet of 0.30 allows for risk-managed play. In this scenario, the maximum theoretical win would be:

Simple Expected Return Calculation:

If a player spins 1,000 times with a 1-coin bet (assuming an average bet of 1 coin), the total wager would be 1,000 coins. With an RTP of 96.01%:

Expected loss = 39.9 coins

This expected loss provides a general idea, however, the actual results can greatly differ due to the game's high volatility.

Risk Evaluation:

The designation of "High" volatility indicates that while the potential for significant wins exists, the frequency of wins might be less frequent, with variance in outcomes. Players can expect longer streaks of smaller payouts or the risk of going through dry spells before achieving larger wins. High volatility games like Mermaid Jewels generally suit players who are comfortable with risk and can manage their bankroll effectively.

Mermaid Jewels Slot Machine – Screenshots