How to Play Monkey Pays Slot for Real Money Online

Michael Carter

Published: April 27, 2025

1. RTP (Return to Player): 96.72%

The RTP of 96.72% indicates that, on average, a player can expect to receive 96.72 coins for every 100 coins wagered. This leaves the casino with a 3.28% edge. This RTP is slightly above the industry average, which is typically around 96%, giving players a reasonable expectation of return over extended gameplay.

2. Paylines: 243

The slot operates on a "ways to win" system with 243 possible winning combinations. This structure typically offers a better chance of hitting winning symbols with more frequent, albeit smaller, payouts. The presence of 243 paylines suggests a more dynamic and engaging experience, which could appeal to players looking for frequent betting interactions.

3. Max Bet Scenario:

With a maximum bet of 250 coins, the potential win based on the game's maximum payout of 1,000 coins is as follows:

Maximum win: 1,000 coins. While the absolute win amount does not scale with higher bets, the maximum payout remains capped, underlining that hitting the maximum win is a rare event rather than a typical outcome.

4. Minimum Bet: 0.5

A minimum bet of 0.5 coins allows for low-risk gameplay, making it accessible for players looking to manage their bankroll cautiously. The maximum theoretical win on the minimum bet can be calculated as:

This situation still results in a maximum potential win of 1,000 coins. It illustrates that regardless of the bet size, the maximum win potential remains unchanged.

5. Simple Expected Return Calculation:

If a player spins 1,000 times with a 1-coin bet (total wager: 1,000 coins), the expected return based on the RTP would be:

Therefore, the expected loss would be:

Expected loss = 32.8 coins. This estimation reflects an average outcome over a statistically significant number of spins but does not account for the inherent randomness of slot machines.

6. Risk Evaluation:

The high volatility of "Monkey Pays" implies a higher risk, suggesting that wins may be less frequent but can be significantly larger when they do occur. Coupled with a structure that features 243 paylines, it provides opportunities for multiple small wins per spin, but also a chance to experience extended dry spells. Players should prepare for this variance and have strategies in place for bankroll management.

Monkey Pays Slot Machine – Screenshots