How to Play 3 Mermaids Slot for Real Money Online

Michael Carter

Published: April 27, 2025

1. RTP (Return to Player): 92.06%

The RTP of 92.06% indicates that players can expect to get back approximately 92.06 coins for every 100 coins wagered over the long term. This RTP is below the typical average for online slots, which often ranges from 92% to 96% or higher. As a result, players need to approach this game with caution, understanding that the casino has a significant edge.

2. Paylines: 27

With 27 paylines, the structure provides a moderate number of winning combinations on a 3x3 grid. This setup suggests that while there can be multiple ways to win, the payout sizes for these wins may not be highly variable. The 27 paylines can allow for more frequent wins, albeit potentially smaller amounts compared to slots with higher paylines.

3. Max Bet Scenario:

If a player places the maximum bet of 100 and achieves the maximum win potential of 1620, the payout would be:

Maximum win: 1,620 coins in the game's base currency (e.g., USD). This presents a sizeable opportunity, but given the nature of slot games, it's essential to recognize that hitting the maximum win is an outlier event.

4. Minimum Bet: 0.5

For those testing strategies or looking for lower-risk options, the minimum bet of 0.5 can be evaluated for its maximum potential win:

The maximum win using the minimum bet would yield 8.1 coins. While the return is proportionate, the small bets yield disproportionately lower maximum payouts, which may not be favorable for high-stakes players.

Simple Expected Return Calculation:

If a player spins 1,000 times with a 1-coin bet (adjusted to a theoretical unit of 1) (total wager: 1,000 coins), the expected return calculation based on the RTP of 92.06% would be as follows:

This indicates an expected loss of 79.4 coins from a total wager of 1,000 coins. While this is a statistical average, individual results can differ significantly, with occasions of winning streaks or prolonged dry spells.

Risk Evaluation:

With a medium volatility rating, 3 Mermaids represents a balanced risk-reward ratio. The presence of 27 paylines can lead to more consistent payouts, though the lower RTP and cap on maximum wins suggest that one should remain vigilant with bankroll management, as extended play may lead to losses exceeding expectations. While the game features moderate risk, players could still encounter variance during gameplay.

3 Mermaids Slot Machine – Screenshots